Debt Payoff Tracker Kit

WHAT YOU GET: 28 PAGES

Where you stand

• My starting point: your totals, your target dates and your reasons
• All my debts: who you owe, balance, rate, minimum payment and due day
• Debt details: the facts for each debt, three to a page

Choosing an order

• Two common approaches described side by side: smallest balance first (often called the snowball) and highest rate first (often called the avalanche)
• A worksheet that ranks your debts both ways
• My payoff plan: your order, your extra amount each month and your target date

Paying it down

• Debt payment log with a running balance: print one for each debt
• Year at a glance: twelve months by twelve debts, tick when paid
• Payment due days: a 1 to 31 calendar that works every month
• Extra payments log and a monthly check-in
• Total balance chart: squared paper to plot what you owe over 24 months

Progress charts to color in

• Four thermometers on one page, marked 10% to 100%
• A 100-box chart, a ten-step staircase and a 20-stop milestone path, each with a blank title line
• Ready-titled charts: Credit Card, Car Loan, Student Loan, Mortgage, Medical Bill and Personal Loan

Milestones

• Milestones and rewards
• Debt-free countdown: 120 months to cross off
• A Paid in Full page to print for every debt you clear

Plus a cover, a how-to page that lists every page, and a lined notes page.

WORKS WITH ANY CURRENCY

No currency symbol is printed anywhere and no amounts are filled in, so it works wherever you live.

UNDATED

No year is printed on any page. Start in any month.

SIZES AND FILES

Five PDF files, with the same 28 tracker pages in each edition:

• Start-here guide with printing and binding tips
• US Letter (8.5 x 11 in): color, with Patina Blue accents
• US Letter: ink-saving black and gray
• A4 (210 x 297 mm): color, with Patina Blue accents
• A4: ink-saving black and gray

The charts are outlines in every edition, ready for pencils, pens or markers. Every page keeps side margins of at least 0.7 in (17 mm), so there is room to hole-punch for a binder.

HOW IT WORKS

Download the files from your order page right after payment (the link is emailed to you too), print at home or at a print shop, and write on the pages by hand. Print only the pages you need, and print the payment log, the charts and the Paid in Full page as many times as you like. This is a print-and-write tracker; the PDFs are not fillable on screen.

GOOD TO KNOW

• This is a digital download. No physical item is shipped.
• For personal use. Files may not be shared or resold, and printed copies may not be sold.
• A tracking tool, not financial advice. The page about choosing an order describes two common approaches and recommends neither.
• Colors vary a little between screens and printers.
• Refunds follow our refund policy. If anything is not right, write to us and we will fix it.

FOUND UNDER

• debt payoff tracker
• debt snowball
• debt free chart
• debt tracker
• payoff thermometer
• credit card payoff
• loan payoff chart
• mortgage payoff
• student loan tracker
• debt payment log
• debt avalanche
• debt free countdown
• financial planner